Today's FHA Rates
FHA mortgage interest rates are very competitive when compared to similar traditional mortgage products.
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Since FHA rates vary by investor and change daily for the FHA loan program, we've elected not to post "generic" extra-low interest rates which misrepresent what the actual available FHA mortgage rates are for a given program. In theme with our ethics-first approach, we graciously ask that you inquire for today's low FHA rates!
* Our FHA Credit Flex Program is designed for borrowers who fall far outside the standard FHA guidelines and require significant underwriting exceptions. FHA interest rates for this program will be significantly higher than traditional FHA mortgage rates. The FHA credit flex program is not available in all states we lend in; also, its availability is subject to secondary market conditions.
Our FHA Lender Fees
Our current FHA Lending Fees are standard and do not typically change. In return, you get a great rate regardless of your credit scores. Of these costs, only the credit report and home appraisal is typically paid for prior to closing. If you don't close, you don't pay any other Lender Fees.
**Due to market fluctuations, non-locked FHA mortgage interest rates are subject to change at any time and without notice. All FHA rates are subject to credit and property approval, based on secondary market guidelines. If shopping your mortgage rates, please refer to our rate shopping article and our very important closing costs guide.
When any FHA rate is provided, the APR calculation is based on a loan amount of $100,000 for the purchase of a primary residence, with 3.5% down, closing costs of $1,093.00 plus origination shown, 15 days of prepaid interest, and a 30-day lock. The APR shown for ARMs may be increased after consummation.