Residential Lot Loan Programs

Providing mortgage financing solutions for the purchase or refinance of residential lots and land.

So you've found the perfect lot and you want to secure it for the future...congratulations! We offer qualified buyers residential lot loans tailored to meet the financing requirements for the purchase of land only. Or maybe you have a lot loan and need to refinance into a better rate or safer terms. Either way, our lot loan programs can be used to turn your dream into reality.

Customized for land buyers who aren't quite ready for a construction loan, our residential lot loans can be used for the future development of a homestead, including these scenarios:

• A low interest future mobile home loan using our great FHA loan program.
• A future dream 2nd home loan in the mountains or on the beach.
• Maybe you're interested in a future modular home loan with a factory built prefab home.
• A custom built home for a personalized and sophisticated design that reflects your style and tastes.
• Or our ultimate luxury home loan programs.

No matter what type of home you're planning for the future, we have a lot loan program that can help you achieve the financing you need today to secure that dream land you've been searching for. And better still, when you are ready to begin your build-out, we offer great construction loan terms. Use our quick quick quote to learn more about our lot loans today!

Land Loan Programs

Our land financing programs offer a wide range of terms and qualifying options to help you get the right land loan for your financial requirements. Our residential and commercial programs offer each of our qualified borrowers great options that can include:

• Full documentation land loans
• Fixed rate loans
• Adjustable rate loans
• Using a home equity line to pay any down payment requirements
• The ability to roll the loan into your permanent financing when your construction is completed
• Lot loans to $1 million dollars
• Land loans up to 50 acres or more

And loan products that encompass:

• "A" credit land loan products
• Loans on vacant land
• Raw land loans
• Commercial land loans
• Hard money land loans

Qualified borrowers can finance the purchase of a lot or refinance an existing land loan using a full range of product options. Are you ready to make a move on that land and need a loan today? If so, just give us a call -- we're ready to help with your next land or lot loan! Complete our fast and easy quick quote.