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mortgage loans:	home purchase	Mortgage Refinance	home equity loans	jumbo mortgage

Credit Calculator

Our credit calculator is designed as a tool to help you to grade your own credit based upon your past payment history. The results of the calculator provide you with an A through F credit grading approach, based upon your selections. The credit calculator does not take take the following unpaid accounts into consideration: collection accounts, medical bills, tax liens, judgments, and other such unpaid defaults.

When using the credit calculator, please keep in mind that only an underwriter can actually determine whether or not you will qualify for a mortgage loan based upon your credit quality, income, and debt ratios.

Have questions? Use our quick quote to get a fast quote.

Real Estate Loans (# of lates in past 12 months)
30 Days Late	60 Days Late	90 Days Late	90+ Days Late

Other Loans / Revolving Credit (# of lates in past 12 months)
30 Days Late	60 Days Late	90 Days Late	90+ Days Late

Judgments and Collections Against You

Real Estate Foreclosure
Creditor Judgments
Creditor Charge-offs
Personal Bankruptcy
Collections or Garnishments
Tax Liens

Accuracy Disclaimer

Your Credit Grade: *

* This credit grade rating resulting from our credit calculator is for entertainment purposes only.
Different lenders may grade you somewhat higher or lower, depending on underwriting requirements and your actual credit report information. Paid & unpaid collections, judgments, tax liens, and back child support will also negatively impact your credit and ability to qualify for a loan. You can attain a free copy of your credit report once per year. Please go here: http://www.annualcreditreport.com to begin the process of requesting your free annual credit report.

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