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FHA Loan:
FHA loan
FHA home buyer
streamline refinance
cash-out refinance
FHA secure loan
FHA 203k loan

mortgage loan
home buyer mortgage
mortgage refinance
interest only mortgage
investment property
adjustable rate mortgage
second mortgage
home equity line
stated income loan

VA Mortgage:
VA mortgage
VA home buyers
VA mortgage refinance

Other Programs:
reverse mortgage
jumbo mortgage
USDA loan
first time buyers
single parent loans
mobile home loans
modular home financing
custom built homes
luxury home loan
second home mortgage
lot loans
bankruptcy buyout
balloon mortgage
hard money

Interest Rates:
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Loan Limits:
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Loan Help:
mortgage calculators
Basic Mortgage Payment Calculator payment calculator
PITI Payment Calculator PITI payment
Payment Amortization Calculator monthly amortization
How Much Home Calculator how much home
Payment Calculator With Annual Amortization annual amortization
Debt Ratio debt ratio
FHA Calculator FHA calculator
Bi-Weekly Payment Calculator bi-weekly payment
Debt Consolidation Calculator debt consolidation
Credit Card Payoff Calculator payoff credit cards
Interest Rate Calculator interest rate impact
Savings Calculator savings goal
Millionaire Calculator millionaire
Installment Loan Calculator installment loan
15 Year Vs. 30 Year Mortgage Calculator 15 vs. 30 year
80/20 Blended Rate Calculator 80/20 mortgage
Extra Payment Impact Calculator extra payments
ARM Vs. Fixed Rate Calculator ARM vs. fixed
Balloon Mortgage Calculator balloon loan
Credit Grade Calculator credit grade
Down Payment Calculator downpayment
Income Required Calculator income required
Complex Loan Amortization Calculator loan amortization
Maximum Mortgage Calculator maximum mtg
Tax Benefits Calculator tax benefits
Mortgage APR Calculator mortgage APR
Mortgage Points Calculator mortgage points
Refinance Calculator refinance
Investor ROI Calculator investor ROI
Pay Your Mortgage Off Early Calculator payoff mortgage
Rent Vs. Own Calculator rent vs. own
Invest Vs Prepay invest vs. prepay
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Questions & Answers:
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Reverse Mortgage
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How Much Mortgage Can I Afford?

Not sure exactly how much mortgage you can afford? This fantastic calculator will actually walk you through the process of determining what your income will need to be, based upon the ratio requirements for a traditional mortgage loan. If you have your eye on a home, and know the value of the property, this calculator will tell you outright whether or not you can afford it. Another variation of this great tool is our how much can I borrow mortgage calculator, which provides the max mortgage based upon your qualifying income and debt ratios.

To begin answering the question, "how much mortgage can I afford," please enter your desired loan amount. (Use our down payment calculator to work through a home's list price in order to get to a loan amount for our affordability calculation.) Next, enter your estimated interest rate and the repayment terms. Now, as accurately as possible, you'll want to include all of your debts other than those which will payoff within the next 9 months, monthly rent, car insurance, phone, electric, gas, health insurance, and other miscellaneous bills not reported to the credit reporting agency. Once you're done with your entries, click calculate to see how much income you will need to afford the proposed mortgage.

Have questions? Use our quick quote to get a fast quote.

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