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FHA Loan:
FHA loan
FHA home buyer
streamline refinance
cash-out refinance
FHA secure loan
FHA 203k loan

Conventional:
mortgage loan
home buyer mortgage
mortgage refinance
interest only mortgage
investment property
adjustable rate mortgage
second mortgage
home equity line
stated income loan

VA Mortgage:
VA mortgage
VA home buyers
VA mortgage refinance

Other Programs:
reverse mortgage
jumbo mortgage
USDA loan
first time buyers
single parent loans
mobile home loans
modular home financing
custom built homes
luxury home loan
second home mortgage
lot loans
bankruptcy buyout
balloon mortgage
hard money

Interest Rates:
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2nd mortgage rates
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Loan Limits:
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Loan Help:
mortgage calculators
Basic Mortgage Payment Calculator payment calculator
PITI Payment Calculator PITI payment
Payment Amortization Calculator monthly amortization
How Much Home Calculator how much home
Payment Calculator With Annual Amortization annual amortization
Debt Ratio debt ratio
FHA Calculator FHA calculator
Bi-Weekly Payment Calculator bi-weekly payment
Debt Consolidation Calculator debt consolidation
Credit Card Payoff Calculator payoff credit cards
Interest Rate Calculator interest rate impact
Savings Calculator savings goal
Millionaire Calculator millionaire
Installment Loan Calculator installment loan
15 Year Vs. 30 Year Mortgage Calculator 15 vs. 30 year
80/20 Blended Rate Calculator 80/20 mortgage
Extra Payment Impact Calculator extra payments
ARM Vs. Fixed Rate Calculator ARM vs. fixed
Balloon Mortgage Calculator balloon loan
Credit Grade Calculator credit grade
Down Payment Calculator downpayment
Income Required Calculator income required
Complex Loan Amortization Calculator loan amortization
Maximum Mortgage Calculator maximum mtg
Tax Benefits Calculator tax benefits
Mortgage APR Calculator mortgage APR
Mortgage Points Calculator mortgage points
Refinance Calculator refinance
Investor ROI Calculator investor ROI
Pay Your Mortgage Off Early Calculator payoff mortgage
Rent Vs. Own Calculator rent vs. own
Invest Vs Prepay invest vs. prepay
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Questions & Answers:
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APR Calculator


Our APR calculator is designed to provide you with a more accurate measure of the cost of a mortgage loan when you make the monthly payments as contracted. So, what is APR? APR is the acronym for annual percentage rate. The APR takes into account the real costs of a mortgage by adding the fees associated with closing your loan into the actual interest rate you'll pay. Examples of the fees included in calculating the APR on a loan include:

  • Discount Point (also known as point)
  • Loan Origination Fee
  • Mortgage Broker Fee
  • Mortgage Insurance Costs
  • Prepaid Mortgage Interest
  • Underwriting
  • Processing
  • Application
  • Document Preparation Fees
  • Tax Service

In order to calculate the most accurate APR, you basically need to strip out all of the third party costs and include all of the actual lender fees into the calculation. Done right, our APR calculator will allow you to accurately and effectively compare loan offers on what any specific loan offering is going to cost you in real money over the life of the fully amortized mortgage.

Have questions? Use our quick quote to get a fast quote.

Mortgage Amount
Term Years
Interest Rate %
Origination Fee Percentage %
Point Paid %
Other Fees To Include
The below will be calculated automatically:
Total Closing Cost
APR %
Accuracy Disclaimer
 
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